If you love saving money and take your vision care seriously, you’ve probably wondered if Costco takes VSP insurance. After all, Costco is known for its great deals on everything—from groceries to electronics—so why not vision care, too? But there isn’t a one-size-fits-all answer to whether Costco accepts VSP because it depends on the particular warehouse and your VSP plan.
Even if a Costco near you doesn’t accept VSP, you aren’t out of luck for saving those hard-earned dollars on your vision care. Visiting your local eye doctor may have substantial benefits, especially in areas like direct billing to your insurance plan and comprehensive eye examinations.
What Is VSP?
VSP, or Vision Service Plan, is one of the largest vision insurance providers in the U.S. It helps individuals and families access affordable vision care by covering part (or all) of the costs related to eye exams, glasses, contact lenses, and sometimes even LASIK.
With a VSP plan, you can cut out-of-pocket costs while ensuring your eye health is well-maintained. If you have a VSP plan, you’re probably hoping it’ll help cover your next pair of glasses or contact lenses.
But that brings us to the big question—can you use it at Costco Optical?
What Optical Services Does Costco Offer?
Costco isn’t just your go-to warehouse store for bulk snacks and gas savings. It also has a competitive optical department. Remember, not all warehouses offer all services, so check with your local Costco. But here’s what you can find at Costco Optical to keep your vision in check:
- Eye exams: Costco Optical locations may have an independent optometrist on-site like Great Hills Eye Care, that offers convenient and affordable eye exams.
- Glasses and sunglasses: Costco carries a variety of stylish prescription glasses and sunglasses frames. Designer brands at discount prices? Yes, please!
- Contact lenses: They offer many contact lens brands, usually at reduced prices compared to retail or online stores.
- Lens services: Need new lenses for your existing frames? Costco Optical can handle that, too.
It’s an appealing lineup, no doubt. But where does VSP come into play?
Can You Use Your VSP Coverage at Costco?

The straightforward answer to a not-so-straightforward question is that Costco does accept VSP, but some locations may not, and it’s not always directly billed. They also do not accept vision insurance plans for online purchases. So, the only way you can use VSP is by shopping in-store.
It’s worth noting that while Costco Optical may not accept VSP in some cases, you can still often submit your receipt for reimbursement, depending on your specific VSP plan. You’ll pay out of pocket at Costco and then request reimbursement from VSP later.
Checking your specific plan benefits is a must because reimbursement amounts can vary. Call VSP or log in to your account to confirm what’s covered before heading to Costco for your vision needs.
Independent Optometrists at Costco
At Great Hills Eye Care, we pride ourselves on being the choice for savvy shoppers serious about their vision health. As an independent optometrist who operates next to Costco, we offer the best blend of convenience and expertise.
You can benefit from a professional eye examination and take care of other errands while you’re there. Imagine getting your vision needs sorted out while picking up groceries—it’s convenient and efficient.
Reasons to Choose an Independent Optometrist at Costco
There are several reasons to choose an independent optometrist at Costco.
Comprehensive Eye Care on Your Schedule
At Great Hills Eye Care, our independent status means we can provide thorough eye exams that might even be more comprehensive than those offered by some retail chains. We focus on your overall eye health and can look for conditions like glaucoma or diabetes.
Convenience Meets Expertise
Take care of your vision needs during your regular Costco run. With convenient in-store optical centers, it’s hassle-free and fits seamlessly into your busy life. Whether you’re picking up groceries or running errands, you can easily schedule an eye exam or update your prescription. This allows you to maximize your time without sacrificing the quality of your eye care, ensuring you get personalized attention and professional service all in one trip.
Insurance Made Easy
We handle the details with VSP and can guide you through the process if any specific actions are needed. Our team’s priority is to make your experience smooth, so you get the most out of your vision benefits.
Quality & Affordability
Access top-tier brands for glasses and contacts at competitive prices. Combine the exceptional value you expect from Costco with the personal care of our independent optometry practice, ensuring that you never have to compromise on quality or affordability.
Your Vision, Your Call
Choosing an independent optometrist at Costco that accepts VSP is a convenient way to get quality eye care that fits your lifestyle. Whether you need new glasses, an updated prescription, or you’re experiencing troubling symptoms, regular visits to your eye doctor are key to seeing the world clearly. Call Great Hills Eye Care today to schedule your next eye exam. We have 3 locations for your convenience.