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Does Costco Take VSP?

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A smiling older adult pays for the portion of their eye appointment that wasn't covered by VSP insurance.

Key Takeaways

  • VSP is one of the larger vision care plans in the U.S., and it can help with eye exams, glasses, and contacts.
  • Costco optical departments carry glasses, sunglasses, and contact lens brands, and services differ by warehouse.
  • Some Costco locations accept VSP for in-store purchases, and reimbursement may be possible with a receipt.
  • An independent eye doctor can check your overall eye health, not just your prescription.
  • Same-day or next-day appointments make it simple to pair an exam with your shopping trip.

You’ve got a vision plan sitting in your wallet, a Costco membership card next to it, and no clear idea if the two work together. Meanwhile, your glasses are scratched, your eyes feel tired by 3 PM, and the grocery list keeps growing.

You can often use your VSP benefits toward eye care and eyewear connected to Costco, but coverage depends on your specific plan and the location, so it helps to check your benefits and book an exam at Great Hills Eyecare with our team first.

What VSP Vision Insurance Covers

VSP is one of the larger vision plans in the country, which means a lot of employers offer it as part of a benefits package. If yours does, you likely have help with an eye exam, glasses, or contact lenses.

Plan details vary from member to member, though. Two coworkers at the same company can walk in with different allowances for frames or contacts. That’s why checking your own plan matters more than asking a friend what theirs covers.

Optical Services You’ll Find at Costco

Costco optical departments stock glasses, sunglasses, and a range of contact lens brands. If you already love the frames you own, many locations can put new lenses in them so you keep the shape you like with an updated prescription.

Eye exams themselves come from an independent eye doctor located right around the corner.

Why Services Differ by Warehouse

Not every warehouse offers every service. One location might handle lens replacements while another doesn’t, and operating hours can differ from store hours. A quick phone call ahead of your trip can save you an unnecessary drive.

Can You Use VSP at Costco?

Some Costco locations accept VSP, and some don’t, so this is worth confirming before you shop. When coverage does apply, it generally applies to in-store purchases rather than online orders.

If direct billing isn’t an option where you shop, you may still be able to submit your receipt to VSP for reimbursement. Hang on to that paperwork.

How to Check Your Benefits First

Two steps can clear up the confusion before you spend a dollar:

Ask whether direct billing is available where you plan to use your benefits, or whether you’ll need to file for reimbursement.

Log in to your VSP member account and review what your plan covers for exams, frames, lenses, and contacts.

A smiling adult gets an eye exam done at their local Costco Optical.

Reasons to See an Independent Eye Doctor

Full Eye Exams on Your Schedule

A comprehensive eye exam does more than tell you which line on the chart looks fuzzy. Your optometrist checks the health of your eyes, including signs of glaucoma and changes linked to diabetes.

Those checks matter because eye changes can show up slowly, often before you notice anything different in your day-to-day vision.

Convenience Next Door to Costco

Great Hills Eyecare sits in the same warehouse building with its own separate entrance, so you don’t need a membership to walk in for an exam. Same-day or next-day appointments are often available.

That means you can get your eyes checked, grab a rotisserie chicken, and still make it home before dinner.

Insurance Handled for You

Vision benefits come with a lot of small print. Our team can walk you through the paperwork and offer guidance on how to use your benefits.

How to Plan Your Next Eye Exam

Families driving in from Georgetown and Pflugerville often combine an exam with a shopping trip, and appointments are available for children, adults, and adults 65+. Bring your insurance card and your current glasses or contact lens boxes so your eye doctor can compare your prescription.

Signs It’s Time to Book Sooner

A few symptoms are worth an appointment rather than a wait-and-see approach:

  • Blurry vision or headaches keep showing up.
  • Your eyes feel dry, itchy, or tired at the end of the day.
  • Glare bothers you, or seeing clearly while driving at night is harder.

If any of these persist or worsen, or new symptoms appear, it’s a good reason to schedule.

Book Your Visit

Your vision benefits are easier to use when someone helps you sort through them. Our team at Great Hills Eyecare can review your plan, check your eye health, and help you find frames or contacts that fit your life. Call to schedule your exam with an eye doctor in North Austin, Georgetown, Pflugerville, Liberty Hill, and ask about same-day or next-day openings to pair with your next shopping trip.

Written by Dr. Drew Provost

Dr. Drew Provost grew up in Atlanta, GA, and earned his bachelor’s degree studying sociology and microbiology at the University of Georgia. He then obtained his Doctor of Optometry degree from Southern College of Optometry in Memphis, Tennessee. He completed 2 rotations at The Eye Center in Memphis with concentrations in ocular disease, pediatric optometry, and contact lenses. He completed a private practice internship in Marietta, GA, focusing on advanced contact lens fitting and primary care.

More Articles By Dr. Drew Provost
  • Over 40,000 of your neighbors have chosen us for their eye care.
  • 98% of our patients would refer us to others

Meet Our Doctors

Dr. Drew Provost

Clinic Director/Founder

Dr. Drew Provost received his bachelor’s degree studying Sociology/Microbiology from the University of Georgia followed by his Doctor of Optometry degree from Southern College of Optometry.

Dr. Raymond Carneglia

Optometrist

Dr. Raymond Carneglia received his bachelor’s degree from the University of Texas at Austin followed by his Doctor of Optometry Degree from Nova Southeastern College of Optometry.

Dr. Monica Do

Optometrist

Dr. Monica Do attended the University of Texas at Austin where she obtained her bachelor’s in biology followed by her Doctor of Optometry degree at the University of Houston College of Optometry.

Dr. Marcia Truong

Optometrist

Dr. Marcia Truong attended San Jose State University where she obtained her bachelor’s in chemistry followed by her Doctor of Optometry degree at Illinois College of Optometry.

Dr Emily Janak

Dr. Emily Janak

Optometrist

Dr. Emily Janak received her bachelor’s in biomedical sciences and nutritional sciences from Texas A&M University. She then obtained her Doctor of Optometry degree at the University of Houston College of Optometry.

Dr. Jin Uehara

Optometrist

Dr. Uehara attended the University of Texas at Austin where he obtained his Bachelor’s in Biochemistry followed by his Doctorate of Optometry at the University of Houston College of Optometry.

Dr. Isabel Ruiz

Optometrist

Dr. Isabel Ruiz received her bachelor’s degree from Texas A&M University. She then obtained her Doctor of Optometry degree from the University of Houston College of Optometry.

Dr. Christelle Nguyen

Optometrist

Dr. Christelle Nguyen earned her Bachelor of Science degree in Cell and Molecular Biology from The University of Texas at Austin. She then went on to receive her Doctor of Optometry degree from the University of Houston College of Optometry.

Our Locations

North Austin

Find us conveniently located attached to the Costco just off Research Boulevard. Feel free to park anywhere in the Costco parking lot.

  • 10401 Research Blvd, Suite A
  • Austin, TX 78759

The easiest way to get in touch with us is to text us at:

512-345-2000

Hours of Operation

  • Mon – Fri: 9:00 AM – 6:00 PM
  • Saturday: 9:00 AM – 5:00 PM
  • Sunday: By Appointment Only

Pflugerville

Our Pflugerville location is attached to the Costco at the corner of Highway 130 and Kelly Lane. Give us a call if you have any trouble finding us.

  • 1901 Kelly Lane, Suite A
  • Pflugerville, TX 78660

The easiest way to get in touch with us is to text us at:

512-551-2278

Hours of Operation

  • Mon – Fri: 9:00 AM – 6:00 PM
  • Saturday: 9:00 AM – 5:00 PM
  • Sunday: By Appointment Only

Georgetown

Find us conveniently located attached to the new Costco just off I-35 . Feel free to park anywhere in the Costco parking lot.

  • 2201 I-35, Ste A
  • Georgetown, TX 78628

The easiest way to get in touch with us is to text us at:

512-793-7931

Hours of Operation

  • Mon – Fri: 9:00 AM – 6:00 PM
  • Saturday: 9:00 AM – 5:00 PM
  • Sunday: By Appointment Only

Liberty Hill

Find us conveniently located attached to the new Liberty Hill Costco just off US-183. Feel free to park anywhere in the Costco parking lot.

  • 595 US-183, Ste A
  • Liberty Hill, TX 78642

The easiest way to get in touch with us is to text us at:

512-759-6554

Hours of Operation

  • Mon – Fri: 9:00 AM – 6:00 PM
  • Saturday: 9:00 AM – 5:00 PM
  • Sunday: By Appointment Only
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